CPAP Financing Options - Buy Today, Make Payments Over Time

By Clay Rollyson
CPAP Financing Options - Buy Today, Make Payments Over Time

Bread Financing for CPAP

Checkout right on the website with Bread® financing. Bread has multiple options that include long term, and interest free selections.

  • Affordable Monthly Plans- Pay for your order over up to 24 months at competitive interest rates, or over 6 months at as low as 0% APR*.
  • No Prepayment Penalties- Pay for your purchase with monthly payments and prepay at any time without penalty.Quick and Easy ApplicationGet a decision in seconds with no obligation to buy.
  • Won’t Hurt Your CreditApplying will not affect your credit.


*Subject to approval of credit application. Rates range from 0% to 29.99% APR, resulting in, for example, 24 monthly payments of $46.14 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread®pay-over-time plans are loans made by Comenity Capital Bank.


PayTomorrow Financing for CPAP

We provide easy and affordable financing through PayTomorrow’s lending platform, so you can buy today and PayTomorrow!

  • No Impact on Credit to Apply- We just ask some simple questions to match you with the best lender for you.
  • Affordable Monthly Payments- We offer personalized financing options with fair and transparent pricing.
  • Realtime Decisions- We present you with personalized offers in real time.
CPAP Financing Options - Buy Today, Make Payments Over Time

Other CPAP Financing Options

If Bread or PayTomorrow aren't what you are looking for then we still can help.

1. PayPal Pay Later


Easily finance your CPAP machine right from your shopping cart! Our PayPal Pay Later option allows you to split your purchase into interest-free payments (Pay in 4) or utilize a longer-term monthly plan. Simply select the PayPal option at checkout to complete your entire order online and get instant approval for your AirSense 11 or AirMini travel CPAP. No hard credit check is required for the Pay in 4 option.

2. CareCredit


Already a cardholder? You can use your CareCredit health and wellness credit card to cover the cost of your new CPAP machine. CareCredit offers special financing options on qualified purchases, making it a flexible way to manage your healthcare expenses over time. To process a CareCredit order for your ResMed AirSense 11 or AirMini, please call our sales team directly to secure your promotional financing terms.

CPAP Financing Options - Buy Today, Make Payments Over Time

Easy CPAP Financing at CPAPMyWay


We make it simple to start your therapy immediately with four flexible ways to finance your essential CPAP equipment, including the best-selling AirSense 11 and portable AirMini travel CPAP. Whether you choose one of our dedicated in-house payment plans, select PayPal Pay Later for instant online checkout financing, utilize your CareCredit card by calling our sales team, or take advantage of a traditional financing option, getting approved is quick and stress-free. Don't wait to improve your health—CPAPMyWay provides the easy, budget-friendly finance solutions you need to get the premium sleep therapy you deserve shipped to your door without delay.

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